Back in the day, one could get a credit history by being listed as an authorized user on someone elses card. One never needed physical possession of the card, nor needed to use it.

Tge issues with TLS is that they overlap.

POS

• point of sale
• piece of shit
• priate on starboard

There is a book Make the Bread, Buy the Butter: What You Should and Shouldn’t Cook from Scratch - Over 120 Recipes for the Best Homemade Foods, by Jennifer Reese

I think, but cannot be certain, that is includes some energy cost.

It really is excellent.