It’s to scare people into staying in work no matter how shitty it is because of the suffering.
It’s why bankruptcy is so devastating for normal people but rarely for the rich (just look at Trump).
Being rich isn’t a total amount lf money, its a differential between you and the majority, its the lack of laws that actually apply to you (drugs are the perfect example), its the lifestyle you can have compared to other people.
It’s empathy being replaced by selfishness
All of which is true but it doesn’t matter if the product is crippled by the designer. Whole point of my model is that you are the designer so its only shit if you are.