

In addition, medical costs in the US are higher than many places, because the insurance companies don’t have to bargain with the whole nation at once. Even Medicare and Medicaid have historically been prevented by law from using their full bargaining power in some cases.
I don’t actually know what happens to medical coverage if you have medical debt. It will eventually go to collections and can be used to garnish your wages, I believe.
If your country has a better system, it is because the unions and the left have fought for it. Don’t let the Macrons of the world do to you what Reagan did to us.